Stay Covered, Rain or Shine: Introducing Umbrella Insurance

Personal umbrella insurance extends your coverage beyond your existing homeowner's or auto policy, offering an additional layer of liability protection. 

Available in increments of $1,000,000, this insurance fills the gaps left by other policies and covers situations like slander or libel that may not be included elsewhere.

When your existing coverage reaches its limit, the umbrella policy kicks in, providing extra protection up to the limit you've chosen. It covers a wide range of scenarios, including operating various motor vehicles such as cars, RVs, motorcycles, and watercraft, as well as incidents involving property covered by your basic homeowner's policy.

Moreover, it extends to allegations of slander, libel, defamation of character, invasion of privacy, and false arrest.

Additionally, if your basic homeowner's policy includes business liability coverage, the umbrella insurance provides additional protection for your business activities.