Insurance for homeowners
Homeowners insurance offers comprehensive financial protection against a range of disasters. A standard policy not only covers your home and its contents but also extends liability coverage, ensuring protection against injuries or property damage caused by you, your family members, or even your pets. This means you're
What is not covered in homeowners insurance?
While homeowners insurance provides coverage for various disasters, there are exceptions to be aware of including:
Floods
Earthquakes
Damages resulting from poor maintenance
Separate policies are necessary to secure coverage for flood and earthquake incidents. Additionally, homeowners are responsible for addressing maintenance-related issues.
Why get homeowners insurance?
Home Structure
Personal Belongings
Personal Belongings
Ensure you have sufficient coverage to rebuild your home at current construction costs, excluding the value of the land and the purchase price of your property. For a rough estimate, multiply the total square footage of your home by the local building costs per square foot.
Personal Belongings
Personal Belongings
Personal Belongings
Protect the contents of your home, including your personal belongings, by securing adequate coverage.
Additional Living Expenses
Additional Living Expenses
Additional Living Expenses
Account for the cost of temporary accommodations if your home becomes uninhabitable due to damage, ensuring you're covered for additional living expenses during the repair period.
Liability Coverage
Additional Living Expenses
Additional Living Expenses
Safeguard yourself against liability claims from others, covering legal expenses and potential damages resulting from accidents or injuries that occur on your property.
Get Peace of Mind with A Plus Insurance
Protect Your Home: Get a Quote Today
Don't wait until disaster strikes to safeguard your most valuable assets. With our comprehensive homeowners insurance, you can rest easy knowing that your home, belongings, and liability are all protected against unforeseen events. From structural damages to personal belongings and liability coverage, we've got you covered. Get started today by requesting a quote and take the first step towards securing your peace of mind
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