Insurance for Manufactured Homes
Insuring a manufactured home typically comes at a higher cost compared to a conventional home due to variations in construction materials and the increased vulnerability of mobile homes to wind damage.
What is covered in a Mobile Home Policy?
The most common coverage includes:
- Coverage for your mobile home
- Protection for your personal effects
- Personal Liability protection
Optional Coverages You May Wish to Consider
Guaranteed Replacement Cost Coverage
Increased Limits on Money and Securities
Guaranteed Replacement Cost Coverage
Ensures that in the event of a covered loss, your insurance will cover the cost to rebuild your home to its original condition, even if the cost exceeds your policy limit.
Inflation Guard Endorsement
Increased Limits on Money and Securities
Guaranteed Replacement Cost Coverage
Adjusts your coverage limits annually to keep pace with inflation, ensuring that your insurance coverage remains adequate to rebuild or repair your home as construction costs rise over time.
Increased Limits on Money and Securities
Increased Limits on Money and Securities
Increased Limits on Money and Securities
Provides additional coverage beyond the standard policy limits for cash, banknotes, precious metals, and securities in the event of theft, loss, or damage.
Scheduled Personal Property Endorsement
Increased Limits on Money and Securities
Increased Limits on Money and Securities
Allows you to list and insure specific high-value items separately, ensuring adequate coverage for items such as jewelry, artwork, antiques, and collectibles.
Increased Limits on Money and Securities
Increased Limits on Money and Securities
Increased Limits on Money and Securities
Allows you to list and insure specific high-value items separately, ensuring adequate coverage for items such as jewelry, artwork, antiques, and collectibles.
Secondary Residence Premises Endorsement
Increased Limits on Money and Securities
Increased Limits on Money and Securities
Extends coverage to a secondary or vacation home, providing similar protection to your primary residence, including coverage for the dwelling, personal belongings, and liability.
Flood Insurance
Earthquake Insurance
Earthquake Insurance
Offers protection against damages caused by flooding, providing coverage for structural damage, personal belongings, and additional living expenses incurred as a result of flood-related displacement.
Earthquake Insurance
Earthquake Insurance
Earthquake Insurance
Provides coverage for damages resulting from earthquakes, including structural damage to your home, personal belongings, and additional living expenses incurred due to earthquake-related displacement.
Windstorm Coverage
Earthquake Insurance
Windstorm Coverage
Protects against damages caused by high winds, including structural damage to your home, personal belongings, and additional living expenses incurred as a result of windstorm-related displacement.
Protect Your Manufactured Home with A Plus Insurance
Secure Comprehensive Coverage: Get a Quote Today
Ensure your manufactured home is safeguarded against unforeseen events with our comprehensive insurance solutions. From structural damages to personal belongings and liability coverage, our policies are tailored to meet the unique needs of manufactured homeowners. Don't leave your investment vulnerable—request a quote today and gain peace of mind knowing that your home is fully protected.
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