Automobile Insurance
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
What does car insurance cover?
An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements. Most auto policies are for six months to a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.
typical insurance coverage
Bodily Injury Liability
Medical Payments or Personal Injury Protection (PIP)
Property Damage Liability
Covers injuries inflicted by the policyholder on others.
Property Damage Liability
Medical Payments or Personal Injury Protection (PIP)
Property Damage Liability
Shields against damage caused by the policyholder to others' property.
Medical Payments or Personal Injury Protection (PIP)
Medical Payments or Personal Injury Protection (PIP)
Medical Payments or Personal Injury Protection (PIP)
Provides for medical treatment of injuries sustained by the policyholder and passengers. PIP can extend to cover medical expenses, lost wages, and replacement services.
Collision
Uninsured Motorist
Medical Payments or Personal Injury Protection (PIP)
Protects against damage to the policyholder's car resulting from a collision, whether with another vehicle or objects like light posts or fire hydrants.
Comprehensive
Uninsured Motorist
Uninsured Motorist
Safeguards the policyholder's vehicle from damage not involving collisions with other vehicles, including incidents like fire, theft, or natural disasters.
Uninsured Motorist
Uninsured Motorist
Uninsured Motorist
Covers the policyholder's injuries in the event of a collision with an uninsured driver. Underinsured motorist coverage may also be included, addressing situations where the at-fault driver's liability insurance is insufficient to cover your damages.
Protect your car with A Plus Insurance
Ready to Protect Your Ride? Get Your Quote Now
Whether you're hitting the road for a daily commute or embarking on an epic adventure, having the right insurance coverage is crucial. Our team at A Plus Insurance is here to tailor a quote that suits your needs and budget. With our comprehensive coverage options and dedicated support, you can drive with confidence knowing you're protected. Request your personalized quote today and let us help safeguard your journey ahead.
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